100-year-old Ray Jenkins NamedVermont’s Outstanding Older WorkerESSEX JUNCTION, Vt. – H.F. ‘Ray’ Jenkins, who turns 100 years old on Tuesday, July 18, has been named Vermont’s Outstanding Older Worker by the Experience Works Prime Time Awards Program.The honor, presented to one working individual over age 65 in each state, is given by the non-profit organization, based in Arlington, Va., to highlight people who are still contributing to their communities and keeping themselves healthy by working.The announcement of the award was made by Vermont’s Lt. Gov. Brian Dubie on Saturday, July 15 at a special open house held at the Champlain Valley Exposition held to honor Jenkins as he approached his century-mark birthday.These award recipients are selected through an extensive grassroots effort in every state, the District of Columbia and Puerto Rico. Selection committees look for individuals who best reflect the characteristics of leadership, lifelong learning, mentoring and community service, and who continue to make meaningful contributions in the work force.Jenkins, who lives in Colchester, retired as an engineer from IBM when he was 65. He has worked at the Champlain Valley Exposition for 27 years and is currently Maintenance Coordinator, working 40 hours a week as a seasonal employee (March 15-October 15). He oversees the work of three employees and coordinates the efforts to maintain the Exposition’s fleet of trucks, tractors, mowers, golf carts and other maintenance equipment.Jim Gometz, Director of Operations for the Exposition, described Jenkin’s work ethic as amazing. His ability to see the whole picture, isolate a problem and then come up with a workable solution is one of his greatest strengths. Gometz spearheaded the nomination effort earlier this year and feels the Experience Works made the right choice. “Ray has truly earned this honor. He is loved and respected by all his fellow workers and the community of friends he has made over the years working at the Exposition.”The Outstanding Older Worker awards will be presented to Jenkins and winners from the other states in Washington D.C. in October.For more information about Experience Works,visit www.experienceworks.org(link is external)
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As part of our Financial Digital Marketing Blueprint engagements, we perform an assessment of our clients’ websites based on certain criteria. The primary element of this assessment involves an in-depth review of their current website in which we evaluate various website components, including their homepage, key product pages, website content, calls-to-action, heatmaps, and overall website architecture.We compile our findings in a report and provide our clients recommendations detailing how they can fix and overcome their current website’s shortcomings.And while our clients benefit from our recommendations, we find that it is sometimes more compelling for them to hear feedback directly from consumers.A key component of our website assessment includes performing live user testing of our clients’ current websites. These recorded sessions, in which we have a random sample of users complete various tasks, strip the rose-colored glasses so many of our clients view their current website through and provide an unfiltered perspective for our clients.With no previous exposure to our clients’ websites, these users in various demographic groups make blunt statements and honest judgments. The sessions are recorded and usually last for 20 minutes, but for the sake of sanity (hearing “um” every three seconds becomes very agitating after a while), we cut these sessions down to five-minute highlight reels for easier viewing consumption.And the results are typically brutal and squirm-inducing for many of the financial executives in the room.At the conclusion of our Financial Digital Marketing Blueprint recommendations, we always ask our clients, “What was the most helpful takeaway of today?” Undoubtedly, someone always mentions the live user recordings because of the unbiased insights they bring.Over the past 18 months, we have observed recurring patterns among the live user tests for the majority of bank and credit union websites. Below is an analysis of bank and credit union website homepages from the perspective of both current members and live user testing.A Digital Bulletin BoardThe most glaring issue we continue to find with credit union homepages is the overabundance of various messages. In fact, I explored this topic in great detail last year.In short, the average credit union website has nearly 28 different calls to action (CTAs) above the fold on their homepage. That’s like having 28 different doors on the outside of your branches.There’s a logical explanation for this occurrence, too.We have found the 80-90% of all of credit union website traffic goes directly into online banking. And to catch the attention of these online banking users, financial institutions use the homepage as a digital bulletin board for any and all announcements for their products and services.Have a new promotion? Put it on the homepage.Introducing a new product offering? Cram the announcement next to the rates table.What about the latest TV spot? Throw it up on the homepage.And how about that credit union rewards program? Yes, put that mandatory graphic up there as well. After all, it’s just one more thing.In essence, credit union homepages are used primarily as a communal dumping ground of various, and sometimes random, messages for current customers.And with the abundance of different messaging and visuals on credit union homepages directed at current customers, new visitors to these websites are subjected to cluttered and bloated homepages.Is Your Website Professional and Secure?Because this is the first time users have interacted with our clients’ websites, the first question we ask in our live user testers is, “Do you trust this company?” to assess the user’s’ initial thoughts and judgments about the homepages. This question is quickly followed by our second question, “How does this website make you feel?”While we have user tested numerous credit union websites, the two primary characteristics consumers identified as important when answering the question about trust were the following:ProfessionalismSecuritySubconsciously, user testers were asking and answering the following questions:Does this look like a professional website?Do you believe this is a safe and secure website?If the user testers could answer “Yes” to the above questions, confidence in the credit union website would therefore be established. And that confidence would translate into trust.What User Testers Have SaidThe user testing portion of our Financial Digital Marketing Blueprint engagements is always the unique variable of our delivery.While we can narrow down the field of potential users based on certain demographics, the inherent variety and scope of the internet ensures a colorful assortment of users will end up testing our clients websites.And the results are always insightful.Here’s are a few quotes from a previous user testing sessions that specifically address this idea of trust:“This website doesn’t look very professional.”“There’re too many colors, and it looks a lot less professional than my current bank’s website.”“I don’t feel 100% confident it’s that safest website.”“There’s a lock next to the login, which is reassuring.”“I don’t see this page and initially think, ‘I’m going to find a loan.’”“No, I don’t trust this company. If you’re a reliable company, you’ll have a better website than this.”“Do I trust this company? This is something I’m going to look into because of the initial impression of all the colors.”“Yes, I sort of trust them, but I will need to research this company a bit more.”There are numerous variables on a credit union website that can move a consumer one way or another, such as layout, color scheme, font selection, and dozens of other design elements. However, it’s necessary that your credit union begin to address these underlying concepts of professionalism and security for first-time visitors to ensure a memorable digital first impression.What would live user testing reveal about your homepage? 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jonathan Lay As Senior Advisor at CU Grow, Jonathan Lay helps banks and credit unions use digital marketing to tell stories that sell. He brings over a decade of digital marketing experience … Web: www.cugrow.com Details
An adage among tattoo artists states that “a good tattoo isn’t cheap and a cheap tattoo isn’t good.” The same can be said for websites. High quality products don’t usually have 99 cent price tags. And there’s a reason for that. If you’re considering a free website, here’s another adage:“Things that sound too good to be true usually are.”The Risks of “Free” WebsitesPoor Security – Adding security measures increases cost, so to provide a free product, these companies just skimp on the security.Greater likelihood of malware – Free website hosts have a higher instance of malware-infected sites. Probably because of lax security. Or their own nefarious purposes?Limited bandwidth – Free sites typically have bandwidth caps, meaning that your site could easily exceed its bandwidth and experience slow load speeds or even become inaccessible to users. If this occurs too often, search engines may consider your site inactive, seriously harming your rankings. With some hosts, your site won’t come down, but you’ll be charged hefty fees for going over.Ads you don’t want – With a free site, you will likely have advertisements for other companies displaying on YOUR website. It can even be a competitor’s ad!Hidden charges – To make their money back, many “free” hosts limit the backend functions of your site in order to charge you fees once your site is up and running. For example, you may have very limited storage and be charged a fee to increase it. Or you may be charged every time you want to add a new page to your site, etc.Privacy – Free site hosts have been known to sell customer information to advertisers. Get ready for a flood of sales calls!No ownership – Unlike a custom designed site, you can’t just take your site and move it to a new host when you feel like switching. The host owns your site.A template design – For your site’s design, you pick from a limited number of pre-made templates. That means you have little creative control and will share a site look with thousands of other companies.Harming your credibility – Most people have a very negative view of free websites. If you choose this option, you risk giving users the impression that you’re cheap and lax about their security.The Benefits of a Custom-Designed SiteDesigned just for you – By going this route, you’ll have a website specifically designed around your business goals and the needs of your customers. Also, your site will have a one-of-a-kind look and feel based on your unique brand.Designed by experts – The team working on your site will include experts on content strategy, user experience, graphic design and web development.Total ownership – The site will be 100% yours. If you choose to move your site to a different host, you can.Highly editable – A good design firm understands your need to keep your content fresh and up-to-date. They will design your site to be as editable as possible and give you the tools and training to make the updates yourself.Reputable CMS – A good design firm will also build your site in a well-known, highly regarded content management system such as MODX.Custom backend on your CMS – With a custom site, clients typically also get a custom backend on their CMS tool. This means that your content management system has been customized to make updating your site quick and easy and based on your unique needs.Search engine friendly – Unlike free sites, your custom site will be optimized for search and will even allow you to change metadata such as page keywords, descriptions, alt tags and more.Professionalism – Most website users can quickly tell between a custom designed site and a shoehorned template site. Custom sites send a very positive message, demonstrating to your customers that it is important to you to provide them with a useful, beneficial online experience.Not only is your website an important resource for current and prospective customers, it also communicates your brand and serves as your most valuable marketing tool. By going the cheap route with your website, you’re putting your members’ security, the integrity of your brand, and your reputation at risk. Is it worth it? 29SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jeff Kjoller Jeff has extensive experience in branding, art direction and graphic design, having served employers and clients in a creative capacity for more than twenty-five years. After graduating from the University … Web: www.loudthought.biz Details
Across the country, credit union pros are right now huddling around conference tables, meeting at off-site, creativity-inducing locations and dialing in for brainstorming sessions. On the agenda – What will 2017 look like and how can we best serve our community this year?That’s right, it’s strategic planning season. As executives, board members and staff grapple with priorities and budgets, they also encounter the great opportunity they have to change the financial lives of consumers. Importantly, more credit unions are seeing this opportunity through a multicultural lens. That’s because their fields of membership are evolving rapidly, pushing new and different consumer personas to the forefront.The fast-growing and youthful Hispanic market is among those segments that are becoming increasingly important for credit unions to consider during planning season. Savvy, growth-minded cooperatives have come to understand this market is not only culturally and socio-economically diverse; it’s also growing across the country.Cooperatives operating in places other than so-called gateway cities, such as Los Angeles, Houston and Miami, are focusing on the influential Hispanic consumer. Today, Coopera is assisting many credit unions in places like the Mid South and Midwest U.S. with strategic growth plans designed to engage a wide swath of the segment, from low-income individuals to successful Hispanic businesses.New research demonstrates the sizable opportunity Hispanics represent for the financial services industry. According to a new report by market research firm Packaged Facts, the U.S. is experiencing an expanding base of middle- and higher-income Hispanic households. What’s more, the research suggests this growth is far from a blip on the radar; it’s expected to continue well into the future.Beyond its financial health, credit unions also see potential in the market’s youth. Undoubtedly, the Millennial member will be on the minds of every credit union professional charged with strategic planning this year. Chances are becoming greater by the day that the Millennial on your radar will be Hispanic. That’s because Hispanics made up 21 percent of all U.S. Millennials in 2014. That percentage is steadily rising.What a terrific opportunity to introduce the credit union philosophy to a segment that has traditionally shied away from relationships with banks. The cultural trepidation about doing business with U.S. financial institutions can be deeply rooted within some Hispanic families, perpetuated for generations. It may be keeping otherwise financially savvy individuals from experiencing the life-changing result of savings, personal financial management and responsible use of credit.But Hispanic Millennials may be just the generation to question the way their families have always done things. Better yet, perhaps they are the generation to introduce their families to the benefits of credit union membership.These introductions will happen steadily throughout the next decade. When they do, will your credit union’s staff, products and culture be prepared?Inclination to serve the Hispanic market is not enough. Cultural readiness is key. Make 2017 the year to find out – are we ready to serve Hispanic members? 30SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Miriam De Dios Woodward Miriam De Dios Woodward is the CEO of PolicyWorks, LLC. She also serves as Senior Vice President of AMC, the holding company of the Iowa Credit Union League and parent … Web: https://www.policyworksllc.com Details
If voters approve the sale of this property for a central park, there will be a similar positive impact for residents. Parks add economic value to a community and improve the quality of life. There is an opportunity for synergy with the nearby Clifton Park-Halfmoon Library, CAPTAIN, the Southern Saratoga YMCA and the school programs on the Shen Campus.And, like the Clifton Common, there would be little adverse impact to the adjacent land uses, as a park would actually serve as a buffer between the adjacent elementary schools and the commercial district.I urge the voters in the Shen district to vote yes on Proposition 1 for the sale of this land to the town. Future generations will also look back in 35 years and marvel at the foresight of the voters to keep the land in the public domain.Frank BerlinClifton ParkThe writer is president of Friends of Clifton Park Open Space.More from The Daily Gazette:EDITORIAL: Beware of voter intimidationControversial solar project goes before Clifton Park Planning BoardEDITORIAL: Thruway tax unfair to working motoristsHigh-risk COVID exposure reported in Clifton ParkEDITORIAL: Find a way to get family members into nursing homes Categories: Letters to the Editor, OpinionOn Dec. 5, voters in the Shenendehowa School District have the opportunity to create a legacy for all of the residents of southern Saratoga County.Thanks to the work of many local residents and the overwhelming voter turnout last April, the town of Clifton Park and the Shen Board of Education reached agreement to keep 37 acres in the heart of our commercial area in the public domain for a park. The voters have the opportunity to ratify this agreement on Dec. 5.This vote can have the same civic impact as the creation of Clifton Common did almost 35 years ago, when Clifton Park made a decision to invest in 71 acres of land adjacent to the Town Hall. The town recognized the need for playing fields for youth sports, as well as the potential for other community facilities such as the Senior Center.It’s difficult to imagine Clifton Park today without the Common. It’s a hub for young athletes, cultural programs, activities for seniors and the region’s annual Fourth of July celebration. The Clifton Common is clearly an indispensable resource for the community and one that is unique within the Capital District.
He added that the drivers could be at an increased risk of contracting the virus as they interacted with people daily through their deliveries.Distributing masks is one of a dozen measures from the company to keep its employees and contracted workers safe during the pandemic. Gojek has distributed staple goods to drivers above 60 years old, has given staple-needs vouchers to younger drivers and has relaxed vehicle loan repayment requirements.Drivers who get COVID-19 or become a patient under treatment (PDP) can also receive financial aid from Gojek and its charity foundation Yayasan Anak Bangsa Kita. Gojek customers can help drivers by giving tips up to Rp 100,000 (US$5.89) using the in-app e-wallet feature.“Our drivers are facing uncertainties every day, and we just want to help ease their worry about the future,” said Gojek Co-CEO Kevin Aluwi.Previously, the company’s senior management cut their salaries to allocate more than Rp 100 billion to help drivers and employees cope with low demand as a result of the COVID-19 pandemic.Topics : Homegrown ride-hailing app Gojek has received a permit from the National Disaster Mitigation Agency (BNPB) and the Health Ministry to import 5 million masks to be distributed to its motorbike drivers and the country’s healthcare providers.The imports will add to the company’s previous distributions of masks, hand sanitizer and vitamins to its drivers in 80 cities in the country.“This import is to ensure that locally produced masks and other protective gear can be allocated to hospitals,” said Gojek’s independent commissioner Garibaldi Thohir in a written statement on Wednesday.
Rodgers’ Leicester have slipped up since the restart (Picture: Getty)‘I think there are many teams for that battle for third-fourth [spot],’ said Solskjaer. ‘Leicester, Chelsea, us, Wolves doing really well, Tottenham, Arsenal and Sheffield United wanna put a run together and put a challenge in there. ‘It’s exciting for fans, been waiting for football that matters, we want fans in the stadiums but at least now we can sit back and watch some exciting games.’More: Manchester United FCRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseEx-Man Utd coach blasts Ed Woodward for two key transfer errorsHe added: ‘I think every year you’re in the Champions League is a great experience, for the players it’s a step forward. ‘For us it’s what we’re striving to do winning trophies and we need to focus on one game at a time and there are so many teams that want that place. ‘We can’t get distracted about looking too far ahead and onto the next one.’With Manchester City facing a Champions League ban, it’s possible a fifth-place finish could be enough to qualify for Europe’s premier competition but the rest of the field won’t want to take any chances.Will anyone finish above Chelsea and/or Leicester?No0%Wolves0%Man Utd0%Spurs0%Sheffield Utd0%Arsenal0%Share your resultsShare your resultsTweet your resultsMORE: Angel Gomes to leave Man Utd, says Solskjaer Follow Metro Sport across our social channels, on Facebook, Twitter and Instagram. For more stories like this, check our sport page. Advertisement Comment Ole Gunnar Solskjaer names the seven teams who can join Liverpool & Man City in the top four Solskjaer thinks it’s all to play for (Picture: Getty)Ole Gunnar Solskjaer believes the race for a top-four finish is all to play for, with seven teams still in the hunt to join Liverpool and Manchester City in the top Premier League spots. Leicester City and Chelsea currently occupy the positions, but Solskjaer thinks even ninth-placed Arsenal can still sneak in ahead of them. Leicester have made a poor start since the Premier League resumed after an enforced pause amid the coronavirus crisis, drawing both of their league matches while crashing out of the FA Cup. Chelsea have won all of their matches to move within a point of Brendan Rodgers’ side but Wolves – who have played a game more than their rivals are now within striking distance of both. AdvertisementAdvertisementADVERTISEMENTSolskjaer’s United can draw level with Wolves with a win away at Brighton on Tuesday night and would move seven points clear of Tottenham Hotspur in the process.Sheffield United and Arsenal sit one and two points further behind them, but despite a nine-point gap between Mikel Arteta’s Gunners and fourth-placed Chelsea, Solskjaer still maintains they are in the hunt. Advertisement Metro Sport ReporterMonday 29 Jun 2020 12:11 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.1kShares
Comment Willian backs Arsenal team-mate Gabriel Martinelli to become one of the Premier League’s best Advertisement Willian wants to see Martinelli called up for Brazil (Picture: Getty Images)His compatriot and new Gunners signing Willian has already seen enough to predict a bright future for the young winger.AdvertisementAdvertisementADVERTISEMENT‘He has a great future I think,’ Willian told the club’s official website. ‘He can be one of the best players in the Premier League, no doubt. ‘It’s because of his quality and also without the ball you can see that he is always trying to help his team and do the job without the ball.‘So I think he can be one of the best players.‘I think when he starts to play again, I know he is injured now, but when he starts again, it’s about time for him to go to the Brazilian national team.’More: Arsenal FCArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesThomas Partey debut? Ian Wright picks his Arsenal starting XI vs Manchester CityArsene Wenger explains why Mikel Arteta is ‘lucky’ to be managing ArsenalWillian himself has 70 caps for his country Brazil and a back catalogue of multiple major honours over his career.During his seven-year spell at Stamford Bridge, the 32-year-old won two Premier League titles, an FA Cup and the Europa League and will bring some invaluable experience to Mikel Arteta’s side.MORE: Former Arsenal star Lukas Podolski backs Mesut Ozil: ‘He’s not an a*****e’MORE: Arsenal sign midfielder Tim Akinola after release from Huddersfield TownFollow Metro Sport across our social channels, on Facebook, Twitter and InstagramFor more stories like this, check our sport page Metro Sport ReporterTuesday 18 Aug 2020 4:24 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.3kShares Martinelli enjoyed a quick start to his Arsenal career (Picture: Getty Images)New Arsenal signing Willian says team-mate Gabriel Martinelli has the potential to go on and become one of the best players in the Premier League.The Brazilian was a revelation in his debut season for the Gunners, scoring 10 goals in 26 games, and was rewarded with a new long-term deal last month.Martinelli suffered a serious knee injury in June and was sidelined for Arsenal’s remaining games of the season, with the 19-year-old not expected to return to training until the end of the year. Advertisement
Wednesday the Democrats will debate again this time on NBC. The debate comes about one month before Florida’s Presidential Primary on March 17.Voters across the state need to make sure they’re registered to vote ahead of time.The deadline to register to vote or change your party affiliation is Tuesday, Feb 18.In Palm Beach County, 20 municipal elections will be held in conjunction with the Presidential Primary.To register click here.Democratic presidential candidate Joe Biden continues to attack his fellow rivals like Bernie Sanders as his campaign spirals downward.Biden says that Sanders has been talking about universal healthcare for 35 years and has done nothing about i.Biden also criticized former New York City Mayor Michael Bloomberg, saying the amount of money he has spent on advertising can’t erase his record. Bloomberg hasn’t yet qualified for Wednesday’s NBC News and MSNBC debate in Las Vegas, but he has through Tuesday to meet the party’s criteria.With that potential clash looming, both Biden and and Sen. Amy Klobuchar criticized Bloomberg in interviews on “Meet the Press” at a time when the former mayor faces increased scrutiny over past comments about race, policing and women at his eponymous company.
Pittsburgh Pirates Neil Walker (18) is congratulated after hitting a three-run home run during the seventh inning of a baseball game against the Milwaukee Brewers Monday, Sept. 2, 2013, in Milwaukee. (AP Photo/Morry Gash) MILWAUKEE (AP) — Neil Walker hit a three-run homer, Charlie Morton pitched seven strong innings and the Pittsburgh Pirates beat Milwaukee 5-2 Monday to retake the NL Central lead.The Pirates moved one game of St. Louis, which lost earlier in the day at Cincinnati. Pittsburgh won the opener of a nine-game road trip.Walker broke it open with his homer in the seventh for a 5-1 lead. Jose Tabata added three hits, including a pair of run-scoring singles.Morton (7-3) gave up seven hits and one earned run. He walked two and struck out six while winning his fourth straight decision.Mark Melancon pitched the ninth for his 10th save in 12 chances.Tyler Thornburg (1-1) allowed two runs and six hits in six innings.The Brewers opened the scoring in the second when Juan Francisco sliced a double that landed just inside the left field line. Francisco scored on a single by Logan Schafer.The Pirates tied it in the third when Clint Barmes led off with a single and later scored on a single by Tabata.Milwaukee threatened in the third when Norichika Aoki tried to score on Jonathan Lucroy’s one-out grounder to third. Aoki was tagged out in a rundown by third baseman Pedro Alvarez, who then threw out Lucroy as he attempted to advance to second.The Brewers loaded the bases with two outs in the fourth but Thornburg struck out swinging.Barmes led off with a double in the fifth and Tabata singled home the go-ahead run. Thornburg struck out Marlon Byrd with the bases loaded to prevent further damage.Singles by Morton and Tabata set up Walker’s 10th home run.The Brewers added a run in the seventh when a soft throw from the outfield skipped under Alvarez’s glove for an error and rolled into the Pirates dugout, allowing Aoki to score from second base.NOTES: The victory gave the Pirates three consecutive wins in Milwaukee for the first time since 2004. … Milwaukee’s Jean Segura stole his league-leading 39th base in the fifth. … Brewers relief pitcher Tom Gorzelanny left the game with tightness in his left shoulder after throwing just two pitches. … Michael Blazek, acquired by Milwaukee on Sunday from St. Louis as the player to be named in a deal that sent relief pitcher John Axford to the Cardinals, pitched a scoreless inning of relief. … Thornburg made his fourth start of the season and first since Aug. 14.