Freddie Mac NPL 2019-11-21 Seth Welborn in Daily Dose, Featured, Market Studies, News Servicers Navigate the Post-Pandemic World 2 days ago About Author: Seth Welborn Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Freddie Mac Settles $22M Non-Performing Loan Sale Related Articles Previous: Industry Impact: Fed Identifies Economic Threats Next: Gateway First Bank Appoints New CCO Share Save November 21, 2019 1,803 Views The Best Markets For Residential Property Investors 2 days ago Seth Welborn is a Reporter for DS News and MReport. A graduate of Harding University, he has covered numerous topics across the real estate and default servicing industries. Additionally, he has written B2B marketing copy for Dallas-based companies such as AT&T. An East Texas Native, he also works part-time as a photographer. Tagged with: Freddie Mac NPL Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Print This Post The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Freddie Mac Settles $22M Non-Performing Loan Sale Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Freddie Mac has announced it sold via auction 87 non-performing residential first-lien loans (NPLs) serviced by Specialized Loan Servicing LLC to VRMTG ACQ, LLC, a minority and woman-owned business. The sold pool included $22.0 million in UPB and an average loan balance of $253,100. The sale is part of Freddie Mac’s Extended Timeline Pool Offering (EXPO) and the transaction is expected to settle in February 2020. Freddie Mac, through its advisors, began marketing the transaction on October 8, 2019 to potential bidders, including non-profit organizations and Minority, Women, Disabled, LGBT, Veteran or Service-Disabled Veteran-Owned Businesses (MWDOBs), neighborhood advocacy organizations and private investors active in the NPL market.Given the delinquency status of the loans, the borrowers have likely been previously evaluated for or are already in various stages of loss mitigation, including modification or other alternatives to foreclosure, or are in foreclosure. Mortgages that were previously modified and subsequently became delinquent comprise approximately 69% of the pool balance.To date, Freddie Mac has sold over $8 billion of NPLs and securitized more than $59 billion of RPLs consisting of $29 billion in fully guaranteed PCs, $25 billion in Seasoned Credit Risk Transfer (SCRT) senior/sub securitizations, and $6 billion in Seasoned Loan Structured Transaction offerings.Earlier this month, Freddie Mac announced pricing of the fourth Seasoned Credit Risk Transfer Trust (SCRT) offering of 2019—a rated securitization of approximately $2.3 billion including both guaranteed senior and unguaranteed subordinate securities backed by a pool of seasoned re-performing loans (RPLs).Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2019-4 includes approximately $2.1 billion in guaranteed senior certificates and approximately $229 million in unguaranteed mezzanine and subordinate certificates. The transaction is expected to settle on November 14, 2019. The underlying collateral consists of 12,347 fixed- and step-rate, seasoned RPLs which were modified to assist borrowers who were at risk of foreclosure to help them keep their homes. As of the cutoff date, all of the mortgage loans have been performing for at least 12 months. Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Subscribe
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Sarah Olson | The Observer Professor Richard G. Jones discusses the challenges facing journalists, including erosion of trust in the media and accusations of “fake news.”Though aspects such as ideas and facts are important components, what journalists really sell, Jones said, is credibility. However, especially following President Trump’s election, there has been an erosion of trust in consumers trusting the media, he said.“This is a moment you should really be paying attention to and, I think, you want to be concerned about,” Jones said. “This erosion of trust in journalists, this erosion of trust in the facts, this erosion of trust in the truth.”Jones said fake news has emerged as a recurring topic this year. President Trump addresses the term often — using it to promote the idea that you can’t believe everything you read from journalists and, Jones said, thus further contributing to the erosion of trust in the media. Jones said, however, that despite Trump’s definition, fake news really began as a term to describe news that is slanderous and doesn’t operate from a neutral position.“This is the definition that the industry has used for years about what is fake news,” Jones said. “President Trump and other artists have taken that definition, and they define fake news as something else. Fake news is a story that others might consider wholly legitimate and newsworthy.”Jones said there are seven forms of disinformation that are disseminated widely today, according to “First Draft News,” including satire or parody, false connection, misleading content, false context and the three more dangerous forms: fabricated content, imposter content and manipulated content.One of the major changes that has occurred in the journalistic realm in terms of trust is blame attribution, Jones said. At a rally earlier this year, the president said journalists were “sick people,” according to a video Jones showed the audience. “We’ve gone from a moment where if you didn’t like the message, you just discounted it — that was once upon a time,” he said. “Now, it’s if you dislike the message, you attack the message and you attack the messenger, and you call them ‘sick people.’”There are changes people can expect and hope to expect coming soon in journalism, Jones said. He said social media platforms need to be more responsible for monitoring their content, which could prevent the aforementioned categories of disinformation. Given the changing nature of journalism in the past year, Jones said, people can expect to see a greater emphasis on fact checkers, as well as the publication of full transcripts and raw footage.Tags: Donald Trump, Journalism, NDVotes, Pizza Pop and Politics Richard G. Jones, Annenberg Director of the Gallivan Program in Journalism, Ethics and Democracy, analyzed the state of journalism in the era of President Trump in the latest installment of Pizza, Pop and Politics on Tuesday.Jones, a former editor and reporter at “The New York Times,” discussed the challenges facing journalism today, many of which have been prompted by the election of President Trump, who has taken a staunch position against the mainstream, established media. Journalism plays an important role in informing the public, Jones said.“Journalism is so important,” he said. “It is, I believe, a form of public service to inform the decisions people make when they choose their elected officials, and the role that we as journalists play to, as they say, comfort the afflicted and afflict the comfortable.”
Brace for potentially devastating typhoon approaching PH – NDRRMC Wade scored 17 in the quarter, 11 on free throws, as he was able to draw fouls with drives and extra-effort plays.“He continues to play the same way and that’s what you need from vets and future Hall of Famers,” Cavs coach Tyronn Lue said. “Guys like that who understand the game and when it gets tough, don’t panic and continue to play the same way.”UP NEXTClippers: Continue road trip on Saturday in Charlotte.Cavaliers: At Detroit on Monday. CPP denies ‘Ka Diego’ arrest caused ‘mass panic’ among S. Tagalog NPA View comments Stronger peso trims PH debt value to P7.9 trillion Japan ex-PM Nakasone who boosted ties with US dies at 101 Trump welcomes college sports champions to the White House Typhoon Kammuri accelerates, gains strength en route to PH LATEST STORIES MOST READ “They made some big 3s,” Clippers coach Doc Rivers said. “You have to give them credit. That’s why they’ve been in a lot of Finals.”The Cavs spent all night chasing the Clippers and caught them at 105-all when Love grabbed an offensive rebound and fed James, who dropped an uncontested 3-pointer with 47 seconds left.Griffin missed tough shots on consecutive possessions, giving Cleveland one last chance in regulation but James missed an off-balance left-hander just before the horn.James made a free throw to open OT — he went 1 of 5 at the line — and give Cleveland its first lead. Then, after Love made his two 3s, James sealed the Cavs’ fifth win in six games with a jumper.“Well defended,” Rivers said. “It’s LeBron James.”TIP-INSClippers: Jordan made his first eight shots, three on dunks. … G Patrick Beverely (sore right knee) missed his fourth straight game. … Rivers is “amazed” by James, who just over a month shy of his 33rd birthday, hasn’t slowed physically. “Most players when they get to his age are smart enough now they see everything,” he said. “But usually when they get to that age, they’re too old to do anything about it. He has both going for him. He can beat you with his brain. He can beat you with his power. It’s a daunting task when you watch him on film.”Cavaliers: PG Derrick Rose will miss at least two more weeks with a nagging left ankle injury. Rose’s ankle will be immobilized in a boot for the next week and he could undergo treatment for as many as three more weeks. … Iman Shumpert started again at point, but left in the first quarter a sore left knee and didn’t return. … G Jose Calderon played his first minutes since Nov. 1. … Working toward his return from a hip injury, G Isaiah Thomas got in two on-court workouts before the game. … Cleveland has won 33 of its last 39 home games against Western Conference teams.D-WONDERFULWade’s aggressiveness in the second quarter helped the Cavs shake off an atrocious start. Down 10 points, Cleveland chipped away and despite some defensive lapses, the Cavs somehow tied the Clippers 56-all at halftime. Kris Aquino ‘pretty chill about becoming irrelevant’ Read Next Don’t miss out on the latest news and information. NBA: Kawhi, George seek more for Clippers than beating Lakers PLAY LIST 01:48NBA: Kawhi, George seek more for Clippers than beating Lakers00:50Trending Articles01:43Who are Filipinos rooting for in the NBA Finals?01:37Protesters burn down Iran consulate in Najaf01:47Panelo casts doubts on Robredo’s drug war ‘discoveries’01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games Los Angeles Clippers’ Blake Griffin, right, drives against Cleveland Cavaliers’ LeBron James during the second half of an NBA basketball game, Friday, Nov. 17, 2017, in Cleveland. The Cavaliers won 118-113 in overtime. (AP Photo/Tony Dejak)CLEVELAND — LeBron James knows about the narrative bouncing around the NBA that Cleveland can be dethroned in the East.He’s ignoring it, and slowly changing it.ADVERTISEMENT QC cops nab robbery gang leader, cohort “You know I could care less what people say,” James said. “I’m so far beyond that. I don’t care what people say.”Just to make sure everyone understood him, James asked his two sons waiting for him in Cleveland’s locker room to chime in on whether he was concerned about outside voices.The boys had dad’s back.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSSEA Games: Philippines picks up 1st win in men’s water poloSPORTSMalditas save PH from shutoutJames had another of those games that he only seems capable of, scoring 39 points with 14 rebounds in 46 minutes as the Cavaliers continued to improve from a shaky start with their fourth straight win, 118-113 in overtime on Friday night over the skidding Los Angeles Clippers, who dropped their seventh in a row.Kevin Love scored 25 and drained a pair of 3-pointers in OT, when the Cavs, who didn’t take the lead until the first minute of the extra session, outscored the Clippers 13-8. Kammuri turning to super typhoon less likely but possible — Pagasa Dwyane Wade gave Cleveland a huge spark, scoring 23 points with 11 rebounds in 37 minutes. The Cavs’ win wasn’t eye-pleasing, but it was another step in the right direction for the three-time defending conference champions, who went 3-1 on a just-completed road trip.On Thursday night, James said he watched Boston beat Golden State to improve to 14-2, a stunning start that has prompted discussion about Cleveland’s vulnerability.James dismissed any concern about the Celtics’ early burst.“I’ve got too much to worry about around here right now trying to get our ship going in the right direction,” he said.The Clippers’ ship is taking on water fast. Los Angeles has lost nine of 10 since a 4-0 start.Blake Griffin scored 23 and DeAndre Jordan had 20 points and 22 rebounds for Los Angeles, which didn’t give up the lead until the first minute of overtime.The Clippers had chances to put the Cavs away in regulation, but they didn’t execute down the stretch and then had defensive breakdowns in overtime.ADVERTISEMENT
Twitter/@aggiefblifeA year ago, former Texas A&M star Johnny Manziel was a first round draft pick by the Cleveland Browns after a stellar college career. Things haven’t gone very well for Johnny Football since, but Texas A&M’s @AggieFBLife Twitter account still used the Heisman winner in a tweet promoting the upcoming 2015 draft. Sign with Texas A&M: ✔️ Win a Heisman: ✔️ Get drafted in the 1st Round: ✔️ #WHOSNEXT pic.twitter.com/HfgOh2fxja— AggieFBLife (@aggiefblife) April 29, 2015As you can imagine, fans of Texas and other rival schools had a lot of fun with this ‘checklist,’ and trolled A&M and Manziel in response.Signs with A&M ✔ plays for 0 titles ✔ goes to 0 bcs bowls ✔ wins the chik-fil-a bowl ✔ https://t.co/RKR4zHfoZu— Chris Bennett (@chrisgb00) April 29, [email protected] @chrisgb00 2nd string ✔️go to rehab✔️— Connor Nelson (@ConnorN22231016) April 29, [email protected] Get Kicked Out of Manning Camp. Hang out at Rival School & party. Can’t wait to Leave A&M. #WHOSNEXT— joe villa (@mikeejoe) April 29, 2015 @aggiefblife @JManziel2 @CoachSumlin Really?No Championships, soft nonconf schedule, bttm SEC-W, arrests, rehab stints. #fireSumlin.— III & Company (@IIIandCompany) April 29, 2015So…that didn’t go quite as planned for Texas A&M. Reports that Cleveland may trade up to No. 2 to take Marcus Mariota haven’t helped matters in the Manziel Camp either.[Sporting News]
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(92 year old Levi Oakes of Akwesasne is honoured for his service in second world war.)Annette Francis APTN National NewsAKWESASNE N.Y — Close to 700 delegates, veterans and members of Akwesasne gathered in the sweltering heat Saturday for a historic ceremony on the American side of the Mohawk Territory.They came to honour 24 Akwesasne Mohawk Code talkers.Levi Oakes, 92, is the sole surviving code talker from Akwesasne who fought in the second world war.“I enlisted at the age of 18, and from there I went to Louisiana to be trained,” said Oakes.Oakes served in New Guinea and the Philippines.Code talkers used their language to communicate between allied troops. Enemy forces couldn’t decipher the language.According to New York Congress woman, Elsie Stefanik, the Saint Regis Mohawk Tribe is one of 33 American Indian tribes being recognized for using their language to send coded messages.“I can’t think of a more fitting time to bestow this congressional medal, then on the 150th anniversary of memorial day, said Stefanik.”She said, for far too long their sacrifice went unnoticed, and they were instructed not to speak of their roles in the military campaigns.Oakes said he kept his role in the war from his seven children, until five years ago.His son Wally said he’s proud of his father’s accomplishments.“We weren’t sure when he would get a medal, we were just hoping before he left this earth,” he said.District Chief, Timothy Thompson said today’s ceremony is the result of a long process that began in 2011, it’s long overdue.“It’s about time that our elders and our families get recognized for their valiant efforts to secure peace, he said.”[email protected]
The state of emergency applies to the entire province and ensures federal, provincial and local resources can be delivered in a co-ordinated response to protect the public, which remains the provincial government’s top priority.During the 2017 wildfire season, the Province was in a provincial state of emergency for 10 weeks, from July 7th to September 15th. The previous provincial state of emergency before the 2017 wildfire season was issued in August 2003.“Public safety is always our first priority and, as wildfire activity is expected to increase, this is a progressive step in our wildfire response to make sure British Columbia has access to any and all resources necessary,” Farnworth said. “Taking this step will further ensure we can protect the public, property and infrastructure, and assist with firefighting efforts.”As of yesterday, there were 566 wildfires burning in B.C., with 29 evacuation orders affecting approximately 3,050 people, in addition to 48 evacuation alerts impacting approximately 18,720 people.The Province says that the extended weather forecast calls for continued hot and dry conditions, with a risk of thunderstorms in some parts of the province.Currently, more than 3,372 firefighters and contractors are actively engaged in fighting fires in all fire regions of the province. This includes 1,427 B.C. contract personnel, as well as 436 out-of-province personnel from Alberta, New Brunswick, Northwest Territories, Quebec, Saskatchewan, Parks Canada, Australia, Mexico and New Zealand. VICTORIA, B.C. – The B.C. government has declared a provincial state of emergency to support the provincewide response to the ongoing wildfire situation.Public Safety Minister and Solicitor General Mike Farnworth made the declaration at 8:30 Wednesday morning based on the recommendation from B.C.’s wildfire and emergency management officials.The state of emergency is initially in effect for 14 days, once issued, and may be extended or rescinded as necessary. The federal government has responded to and accepted British Columbia’s request for assistance. In the coming days, federal personnel and resources will be arriving in B.C. to assist with wildfire efforts.“Given the unpredictable behaviour of wildfires and the number of significant wildfires in all areas of the province, we’re bringing in the additional resources we need to keep people and communities as safe as possible,” said Doug Donaldson, Minister of Forests, Lands, Natural Resource Operations and Rural Development. “We’re asking British Columbians to do their part and follow burning bans and restrictions to prevent human-caused fires.”The state of emergency gives agencies, such as the Ministry of Forests, Lands, Natural Resource Operations and Rural Development, Emergency Management BC, the fire commissioner and the RCMP, the authority to take every action necessary to fight the wildfires and protect people and communities.
The world was taken by surprise when an utterly defenceless and unsuspecting lot of people gathered to offer prayers at New Zealand’s Christchurch mosques and were gunned down simply for the names they bore. The immediate reason for this terror attack is the gun laws that make it easy for civilians to possess firearms. This grave public concern seems to have been addressed rather promptly with the Prime Minister’s announcement to alter gun laws in the country and that there isn’t a better time to do it than now – remarkably a very distinct stand to take compared to the world’s bulldozing superpower, the USA. Prime Minister Jacinda Ardern advocated a wider public health approach that seeks to reduce deaths from gun violence; instead of focusing on the unrealistic change in human behavior of possible murders, she assertively talks about creating an environment where people are less likely to fall victim to gun violence. Without the rhetorics of labeling perpetrators of gun violence as good or bad or unwell, she acknowledged the seriousness of the hazard of civilians possessing weapons and that it is an inherently dangerous thing and that guns must be made much harder to get. As much as the menace of gun violence keeps the discussions going, the underlying but still much too obvious matter of white supremacy is brought to highlight by none other than Prime Minister Jacinda Ardern herself. The popular rant of ‘terrorism does not have a religion’ was empty noise until now. Ms. Ardern’s compassion and leadership have directed attentions to the underside of terrorism: just intense intolerance for the ‘other’, without any labels of religion or ethnicity. Her empathy and solidarity with the targeted community have a set a formidable example of good leadership on the global platform. Her sensitivity to the bereaved and firmness against the perpetrator of the attacks who deserves no sympathy or attention, is for world leaders to appreciate and emulate.
New Delhi: The Delhi Police Crime Branch on Sunday continued their questioning with Rohit Shekhar’s wife and other people in the case of ND Tiwari’s son Rohit Shekhar murder.Sources said that the crime branch team’s were scanning the call details records of several persons in the case. Apart from family members, many known persons are also on the radar of city police. The investigating agency is probing the case from all angles. Name of few persons also cropped up during questioning which is being probed. Crime Branch officials questioned Shekhar’s wife Apoorva for over eight hours, sources said. She was questioned about her entry in their Defence colony residence, her schedule –what she did during the day and why she did not find it odd when Shekhar was sleeping throughout the day, they said. Shekhar’s brother Siddharth and househelps –Martha and Golu –were also questioned since they, too, were present at his residence at the time of his death, the sources said. Delhi Police on Thursday lodged a case of murder in connection with the death of ND Tiwari’s son Rohit Shekhar. The investigating agency said that the autopsy report pointed to unnatural death caused by smothering. According to police, the case was transferred to the crime branch for further investigation. They are questioning Rohit’s family members, including his mother Ujjwala and his uncle’s son. The investigating agency will also question Rohit’s wife in the case. “We are probing whether the pillow was used for smothering when he might be sleeping,” said sources. with Agencies inputs
Wide receiver Santonio Holmes is set to make his preseason debut for the New York Jets on Sunday night.The former Super Bowl MVP hasn’t played a game since his infamous benching in last year’s regular season finale.Jets coach Rex Ryan confirmed the news on Friday, saying that both Holmes and slot receiver Jeremy Kerley will face the Carolina Panthers. Their much-needed return should come as a big boost to a struggling offense that has failed to score a touchdown in the preseason. The Mark Sanchez-led first unit has yet to produce a point in eight possessions.“I hope it could be a big spark,” Kerley said. “Get some new legs out there and give Mark some [more] targets.”Holmes has been sidelined since being hit by cornerback Antonio Cromartie in an August 4 intra-squad scrimmage and suffering rib cartilage damage.The Jets’ only proven receiver returned to practice on a limited basis this week. The seventh-year pro from Ohio State started all 16 games last year, totaling 51 receptions for 654 yards and eight touchdowns.For his career, Holmes boasts 77 receiving plays of 20 yards or better and 17 that have been good for at least 40 yards. Two hundred fifty-six of his 338 career catches have gone for first downs.Holmes was named the MVP of Super Bowl XVIII after totaling nine catches for 131 yards and a touchdown to help Pittsburgh outlast Arizona, 27-23. Four of his receptions and 73 of his yards came on the game’s final drive, punctuated by his spectacular game-winning catch in the contest’s waning moments.Kerley has missed most of training camp with a slight hamstring tear.Ryan said he expects his starters to play three quarters Sunday, although both Holmes and Kerley will each be limited to about 10 to 15 plays.None of the Jets starters or backup quarterback Tim Tebow is expected to play in the team’s preseason finale against the Philadelphia Eagles on August 30.